HDFC Regalia Credit Card Review

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HDFC has rolled out a Regalia HDFC Credit card for its premium users. It’s a gateway to luxury & indulgences. And If you are trying to find all about the HDFC Regalia Credit Card then in this post we are going to review it.

HDFC Regalia Credit Card Review

HDFC Regalia Credit Card Review

Key features and Benefits

  • Free Zomato Gold membership for first year.
  • Bonus worth rs. 10,000 Reward Points on Rs. 5 Lakh transaction.
  • Rs. 5,000 worth Reward Point on the spending of Rs. 8 lakh per year.
  • You get 4 Reward points on every spend, Retail includes.

Travel Benefit

  • 12 Complimentary domestic lounge access per year.
  • 6 Lounge access to the International airport lounge with Regalia Credit Card of HDFC.
  • Rs. 1 Crore Accidental Death Cover for Air Accident, Rs. 15 Lakh Cover for Medical Hospitalization while traveling overseas.
  • Priority Check ins, Extra Luggage Allowance and also you can earn 9Club Vistara Points on the spending of Rs. 100.

Rewards and Cashbacks

  • 1% Fuel surcharge waiver with HDFC Regalia Credit card across India. (Minimum Transaction Between Rs.400 to Rs. 5000)
  • Earn reward points on every Rs. 150 spent.
  • Earn 10,000 Reward points on annual spending of Rs. 5 lakhs.
  • 1 Reward point = Rs. 0.5
  • Only 2% Mark Up fee while using Card overseas.
  • 15% discount on every bill, when eating out in a restaurant.

Fees and Charges

  • Joining Fee is : Rs. 2,500+Taxes
  • Renewal Membership fee : Rs. 2,500

Eligibility criteria

Salaried person

  • Age 21 to 65 year
  • Salary : Monthly income Rs. 70,000+

Self Employed

  • Age : 21 to 65 Years.
  • Income: ITR > Rs. 8.4 lakhs.

Suitable User

As we have gone through with Rewards and key benefits of HDFC Regalia Credit Card, This Credit Card is best Suited for Travel, Shopping, Dining.

With a low foreign currency mark up fee of 2%, it saves a lot of your money while traveling Abroad.

Similar Card to HDFC Regalia

  • Axis Bank Privilege Credit card- Annum fee Rs. 1,500
  • SBI Card Elite- Annum fee Rs, 4,999
  • Axis Bank Select Credit Card- Annum fee Rs, 3,000
  • ICICI Bank Sapphiro Credit Card- Annum fee Rs. 3,500

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Mohit Sharma

Reading is my soul and writing is breathing. Reading, writing and it revolves so i can survive. I spend most of time reading and learning about technology. And by blogging my goal is to share my knowledge with others