Yes First Preferred Credit Card Review

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YES FIRST preferred Credit Card is designed to help you save more, when you spend through this Card.

This card is for those who Travel a lot, go for Movies, Hotel tickets to Flight bookings. This card gives you access to Lounges of not only domestic airports but internationally also.

If you are trying to find all about the Yes First Preferred Credit Card then in this post we are going to review it.

Yes First Preferred Credit Card Review

Yes First Preferred Credit Card Review

Key Benefit and feature

  • 25% discount on movie tickets booked on book my show.
  • 8 Reward points on every 200 transactions spent in selected categories.
  • Fuel surcharge waiver for transaction between Rs.400 to Rs. 5,000.
  • 2 Domestic lounge visits per quarter and 8 per annum.
  • 4 Complimentary Airport lounge access under Priority pass membership.
  • Free Golf lessons per month  and fee waiver  for 4 rounds on selected golf courses  across the country.

Credit Card Fees and Charges

  • Joining Fee : Rs. 999+taxes  (Waived off on spending of Rs. 50,000 in the first 90 days)
  • Annual Fee: Rs. 999+taxes (Waived off on spending of Rs. 2.5 lakh previous year)
  • Finance Charges: 1.99% for existing yes Bank customers; 2.75% for new Yes bank Customer
  • Cash advance charges: 2.5% of the advance amount
  • Late payment charges: for Rs. 100-Nil
  • Late payment charge From Rs. 100 to 500 – Rs. 150
  • Late payment charge From Rs. 501 to Rs. 5,000- Rs. 500
  • Late payment charge From Rs. 5,001 to Rs. 20,000- Rs. 750
  • Late payment charge above Rs. 20,000 -Rs. 1000

Eligibility criteria

  • Age: 21 years, should not be over 60 years.
  • Minimum salary should be Rs. 2 lakh per year.
  • For self employed ITR should be Rs. 24 lakh or more per annum.

Who Are The Suitable Users?

This Card is offering around 16 points on every Rs. 200 Transaction on Travel Agencies, Tour operator, Domestic Airlines and Dining.

So this offer makes it best suitable for those who love to travel to different destinations, and giving 2 lounge access every quarter makes it worth it for those who prefer airlines.

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This Card also gives great rewards on Dining out in a restaurant so it suits best those who love to try different delicacies very often.

Travel Insurance cover is of Rs. 1 crore, and medical cover of 25 Lakhs emergency hospitalization when traveling overseas.


This Credit Card is designed for those who Love to Travel and test their taste buds frequently. Renewal Fee of Rs. 2499 can be a big concern, but on every renewal you get 7,500 reward points which equals to Rs. 1875 which makes renewal fee justified.

It provides a milestone benefit of 20,000 Reward Points on the Spending of Rs. 7.5 lakh a year which is a huge amount. With 1% Reward rate on general spending and 2% on Travel bookings and Dining spends makes it a worthy card to have.

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Mohit Sharma

Reading is my soul and writing is breathing. Reading, writing and it revolves so i can survive. I spend most of time reading and learning about technology. And by blogging my goal is to share my knowledge with others