Affirm lets you buy whatever you need without worrying about your budget because it finances your spending and you can pay the amount later in installment.
Affirm lets you shop on all the popular eCommerce platforms such Amazon, Walmart, Expedia, Pottery Barn, Target, etc.
But for any reason you are not happy with the Affirm or want to compare it with similar companies then here we are going to tell you about the best Best Affirm Competitors.
Quick List of Affirm Competitors & Alternatives
Best Affirm Competitors & Alternatives
1. Afterpay
Ratings
- Trustpilot: 4.9
- G2: 3.9
- Capterra: 4.9
Key Features
- ACH Payment Processing
- Debit/Credit Card Processing
- Payment Fraud Prevention
- Recurring/Subscription Billing
- You can shop online or in person.
- You can easily split your bill into four installments with no internet.
- If you are an eCommerce owner then you can easily set up an account with Afterpay to enable your customer to buy now and pay later.
- It also allows you to open more than one Afterpay loan at a time.
2. Klarna
Ratings
- Trustpilot: 4.4
- G2: 4.1
- Capterra: 4.6
Key Features
- it secures your data.
- Debit/Credit Card Processing.
- 4 interest-free payments.
- zero impact on your credit score.
- Easy to use.
- Users can also create one-time use cards to shop in person.
- Easy to get approved.
- So many options to shop online.
3. Sezzle
Ratings
- Trustpilot: 4.7
- G2: 4.8
- Capterra: 4.9
Key Features
- Users have the option to pay the amount in 4 installments over 6 weeks for Zero percent interest.
- Get Instant Approval Decision.
- No Impact on Your Credit score.
- Shop from different varieties of products, and serval online stores.
- Lots of offers and discounts.
4. Viabill
Ratings
- Trustpilot: 4.6
- G2: 4.2
Key Features
- Users can pay the first installment while checkout and the rest later.
- Pay in 4 installments for no interest.
- Easily find and manage all your purchases records.
5. Partial.ly
Ratings
- G2: 4.0
- Capterra: 4.4
Key Features
- Shop from a variety of products.
6. Splitit
Ratings
- Trustpilot: 4.2
- G2: 4.3
Key Features
- Easy to use.
- With Splitit, you can keep all your credit card reward points.
- Shop anything such as Home Appliances, Bags. Clothing, Shoes, proteins, etc.
7. Zebit
Ratings
- Trustpilot: 4.3
Key Features
- Don’t need to pay anything extra while checkout.
- Shop from 1,500+ brands.
- You can get up to $2,500 in credit.
- Easy approval.
- No Hidden Fees.
8. Bread
Ratings
- Trustpilot: 4.7
Key Features
- Users have the option to shop online or In-Store.
- Users can pay at Installment or SplitPay.
- Straightforward Pricing.
- Easy process to apply and get approval.
9. ZIP
Ratings
- Trustpilot: 2.6
- G2: 4.5
Key Features
- Shop online or in-store.
- Shop from a variety of categories.
- No impact on credit score
- Pay the remaining amount in four easy installments over 6 weeks.
10. PayPal Credit
Ratings
- Trustpilot: 1.7
- G2: 3.8
Key Features
- Use it anywhere PayPal is accepted.
- Six months special financing on purchases of $99+.
- Easy to apply and get approval.
- If your amount if 99$+ and you manage to pay over months then there is no interest.
- No Annual Feeâ€
- No need to create another account, and the credit amount is added to your Paypal account.
- Shops from millions of stores.
- If the product is not as described on the website, or you didn’t receive the -product then PayPal can refund you the money.
- Faster checkout.
- No annual fees.
11. Perpay
Ratings
- Trustpilot: 3.4
Key Features
- It doesn’t require a credit check.
- Shop from 1000+ brands.
- Pay in easy installment.
- Grow your credit score.
12. Billease
Key Features
- Lowest interest rate, only 3.49% monthly.
- Get instant credit up to P40,000.
- Payback from 30 days or up to 12 months.
- Shop from different categories of products.
13. Venue
Key Features
- Pay within 6 months to 12 months and pay zero percent interest rate.
- Get up to 10% back on all the purchases.
- Exclusive discounts.
- You have the option to shop from over 1 million items.
- They offer a 30-day money-back guarantee.
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